Disability Benefits & Health Insurance Claims



When your insurance disability carrier has denied your claim, you need an experienced lawyer with a thorough knowledge of the law to help you obtain benefits. You may be entitled to disability benefits from your insurance carrier.

When an insurance carrier denies your claim, the reviewer is required by law to provide you with the following information:

  • The specific reason why your claim was denied
  • The specific provision in the policy which enabled the insurance to deny your claim
  • The information or documentation you need to provide to make the claim valid
  • A detailed account of how to get your claim reviewed once you have the information or documentation
  • Disclosure regarding your right to obtain the information the carrier used to review and deny your claim
  • Disclosure regarding your right to bring a lawsuit under the Employee Retirement Income Security Act of 1974 (ERISA) when you have exhausted your administrative remedies with the carrier

When you prove that the insurance carrier acted in bad faith and did not honor the terms of the coverage, you may be entitled to compensatory and punitive damages.

Contact us today to speak with an attorney and discuss your case.



Many insurance companies are only interested in one thing — their bottom line. The more they pay you, the less profit they make for their investors. Insurance companies train their claims adjusters to minimize dollar-for-dollar damages. That is why you need a lawyer — to level the odds against the insurance agents and obtain the best possible insurance settlement.

When you retain the services of this firm for your personal injury case, you do not have to pay any of the upfront costs of obtaining a second opinion from a medical professional or independent claims adjuster. We take care of those costs for you. Additionally, our legal fees are completely contingent on whether we win your case.

Contact us today to speak with an attorney and discuss your case.

Speak to an Attorney Today

For legal advice specific to your case, contact us today for your free consultation. There is no upfront cost to take your case to trial. We work on a contingency fee basis, meaning our fees are completely dependent on whether you receive a settlement or money judgment.

Rosenberg & Calvin proudly serves clients in Jacksonville, Florida and surrounding areas.

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Office: 904.354.4680
Fax: 904.725.3783

Rosenberg & Calvin
554 Lomax Street
Jacksonville, FL 32204